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You found an ideal home, you made an offer and the seller accepted. As your closing date approaches, you should know what to expect when you finally sign on the dotted line and take possession of the property.

An estate plan adds tremendous value to your life by allowing you the flexibility to control the outcome of your assets and personal possessions. Creating your estate plan in Illinois is the first step toward planning for your future.

Your estate plan is most effective when you revisit it often enough to verify that it still stands true to your final wishes despite the ebbs and flows of your life. If you have been divorced, this may be a critical time to take a closer look at your plan and modify it to guarantee it still matches your desires.

When it comes to an estate plan, everyone needs one. Unfortunately, as you plan your estate, there may be different family dynamics that complicate your final plan. There are ways to prepare for complex dynamics, however.

Drinking and driving bring substantial penalties, and even Illinois’ first-time offenders should expect to see their lives change a good deal in the aftermath of a conviction. Depending on the details surrounding your arrest for driving under the influence, you may have to pay hefty fines, spend time behind bars or attend substance abuse treatment, among other potential repercussions.

Ketamine is a Schedule III controlled substance because it has some medically accepted uses but also has some potential for abuse and dependence, particularly psychological dependence. You may receive ketamine from a doctor if he or she needs to anesthetize you for only a short period of time.

The Illinois Human Rights Act prohibits any discriminatory practices when it comes to real estate transactions. This can include the refusal to rent or sell properties based on certain factors. Additionally, the Act protects against discriminatory terms or conditions and price discrimination.

Following the death of a loved one, debt collection calls can add insult to injury. Not only must you be reminded of your loved one’s passing but also, you must deal with the stress of trying to figure out how to pay off a debt you did not plan for … Or do you?

When it comes to purchasing a new home, getting the right deal can vary widely based on the agent a buyer works with. There are a number of traits that can separate a good agent from one who is less than effective.

When you do not create an adequate estate plan, your property may have to go through the probate process once you die. But what can you do to avoid this lengthy and expensive process? There are several ways you can choose to avoid probate.